Welcome to the proven sales system that helps insurance agents sell more annuities.

Learn the complete sales process of $269M+ Annuity Producer, Chad Owen!

Lead Sources

Sales Scripts

Objection Handling

Finally, a proven annuity sales process by "in-the-field" agents, for "in-the-field" agents!

Documents, Training Videos, & Webinar Content

Over 2X average increase in production

Helped over 2,000 agents

Don’t just take our word for it, hear what people

just like you think about Retirement Realized!

Lisa D.

*Primarily a life insurance agent who wanted to grow the annuity side of her business.*

“Because of you guys, and your support and Chad teaching us constantly about how to do this, I have officially written over $280K in annuity premium in just the last two months.”

Joe Z.

“This is beneficial for the whole spectrum of agents, whether you just got licensed or are an industry veteran. If I could stand on the street corner in a town full of agents, I would scream at the top of my lungs, 'Retirement Realized...agents, join now and you'll never regret it'."

Lonnie R.

*A contractor and restaurant manager turned Annuity Agent*

“I can take the principles that they’ve developed and mastered, and I can apply them to my life at my own pace and my own time...and now I’m an expert at what I’m doing.”

It's your turn to see these kind of results!

How We Help

Annuity Sales System

Pro, Pro+, Marketing Elite, Inner Circle, Champion's Club

The Annuity Sales System is the backbone of our online training content. It’s the exact annuity sales process that Chad Owen personally uses to produce over $30 Million per year in annuity premium. This series of training videos will explain everything in Chad’s sales process, like mindset, phone calls and scripts, booking appointments, running appointments, handling objections, cross-selling, finding good lead systems, and even the foundations of annuities.

Access Sales System

Leads & Marketing Plan

Pro+ , Marketing Elite, Inner Circle, Champion's Club

The Leads and Marketing Plan is something that our Agent Development team walks you through. This is where we discuss your goals, your budget, the types of leads and clients you want to work with, and based on all of that, we develop a plan of action to get you in front of more people. Most of the time the lead sources that we recommend are the exact same lead sources and marketing systems that Chad personally uses. This will strengthen your success with the leads as you implement the Annuity Sales System alongside our Leads and Marketing Plan.

Build Leads PLan

Leads & Marketing Plan

Pro+ , Marketing Elite, Inner Circle, Champion's Club

Build Leads PLan

Coaching From a $269M Producer

Inner Circle, Champion's Club

Ever wonder what it would be like to have a mentor or coach who is personally producing over $30 Million per year in annuity premium? You don’t have to wonder anymore. Through our Inner Circle program, you can get 1-on-1 coaching with Chad Owen. We’ve seen agents consistently 5-10X their annual production in just one year working with Chad. You’ll discuss anything and everything that’s needed to help you get to the next level, but we find frequent focus on objection handling, the appointment process, the phone process, and working with large cases. Get results today! Spots are limited.

Get coaching now

Email Drip Marketing

Marketing Elite, Inner Circle, Champion's Club

Use the same drip marketing system that Chad uses by plugging into our Marketing Elite program. The Email Drip Marketing we provide is designed to take prospects, and existing clients through a series of emails sent every other week, and either help them understand the benefits of an annuity in retirement OR reinforce their prior purchase decision.

This system is designed to continually build you up as the expert, and create more opportunities for more people to do more business with you.

Begin Email Marketing

Email Drip Marketing

Marketing Elite, Inner Circle, Champion's Club

This system is designed to continually build you up as the expert, and create more opportunities for more people to do more business with you.

Begin Email Marketing

Live Training & Q&As

Pro+ , Marketing Elite, Inner Circle, Champion's Club

Our pre-recorded training material is great for letting you walk through the annuity sales process at your own pace, but we take it a step further with our monthly Live Training and Live Q&A. These are hosted by Chad and our VP of Operations, Caleb North.

In the Live Training portion, we cover topics that are relevant to that specific month as well as anything that agents request us to talk about. In the Live Q&A, we open the floor to you to ask any questions you have so that we can make sure we’re consistently staying up to date with meeting your current needs.

Access Live Trainings

Leave Behind Kits

Pro+, Marketing Elite, Inner Circle, Champion's Club

One of the most important pieces of material that you can use in all of your appointments is the Leave Behind Kit. In the Documents section, we give you all of the documents and articles that Chad personally uses in his leave behind kits so you can create a perfect replica. If you simply want to supplement what you already have, you can glean from those documents to add to what you currently use. On top of the documents, we have a Creative Team that can customize a leave behind kit folder for you. Just reach out to us to discuss those creative services.

Build your leave behind kit

Leave Behind Kits

Pro+, Marketing Elite, Inner Circle, Champion's Club

Build your leave behind kit

Point of Sale Documents

Pro+ , Marketing Elite, Inner Circle, Champion's Club

The Point of Sale Documents are all of the documents that Chad personally uses in his appointments with clients. These documents have a wide range of what they cover but they are all designed to simplify the way you communicate complex topics and they help give clients a deeper understanding of annuities so that the purchase decision can be made with even greater confidence.

download now

E-Courses

Pro+ , Marketing Elite, Inner Circle, Champion's Club

Outside of our primary Annuity Sales System and Live Training/Q&A, we have a robust catalog of e-course material that covers a variety of topics to continue enhancing your business and sales process. Within these courses you'll have access to a complete 2-Day Live Event Chad hosted with over 8 hours of additional training material in this course alone! You'll also have access to a recording of an ACTUAL appointment between Chad and a client so you can listen to him handle many of the objections you face in action. All 11 of the e-courses cover many additional topics that are vitally important to your success.

watch now

E-Courses

Pro+ , Marketing Elite, Inner Circle, Champion's Club

watch now

Lecture Series

Pro, Pro+ , Marketing Elite, Inner Circle, Champion's Club

Our Lecture Series is the perfect companion as you drive from appointment to appointment. Get to know Chad and listen to him tell relevant stories from over the past several years in a longform audio format. If you're looking for more casual, long audio training, where Chad's not afraid to go down rabbit trails, the lecture series is the place to visit. There are many great trainings from over the years that are housed in this portion of the platform.

watch now

Stress & Rocking Chairs Book

Marketing Elite, Inner Circle, Champion's Club

Chad personally wrote a book to educate prospects on the benefits of Safe Money, and he leaves it behind in EVERY appointment he goes to. This book is written in common language, not industry jargon, and will build up the confidence clients need to move forward in the annuity sales process. What better way to build rapport than to invest in your prospect's education by leaving them a complete guide to safe money written by your new mentor!

License now

Stress & Rocking Chairs Book

Marketing Elite, Inner Circle, Champion's Club

License now

Take a look into our Annuity Sales System

Mindset

Annuity Foundations

Leads

Phone Training

Dive into these topics and more by signing up today!

Fact Finding

Appointment Process

Objection Handling

Cross Selling

GARRIDAN B.

"A wealth of knowledge! As a first year producer after getting through the first year I need as much info as I can get. I’ll never stop learning and this was so key in getting the next year started. I highly value you and your wealth of knowledge!"

ROCKY L.

"Great info all around - being more confident in front of clients - thorough fact finding and having confidence with your solutions. Great road map to follow to the “T” for success."

Get 2 Months Free By Purchasing A Yearly Plan Today!

View Yearly plans

Pro

$37 / month

Annuity Sales System
8 core topics (Mindset, Annuity Foundations, Leads, Phone Training, Fact Finding, Appointment Process, Objection Handling, and Cross-Selling) make up this library of video training content. This is where we outline the exact sales process Chad Owen uses to write all of his annuity business.
Lecture Series
The Lecture Series is a library of training content from previous platforms, consisting of content from the main 8 topics in the Annuity Sales System. Lecture Series videos are generally longer and have the feel of a nice sit-down interaction with Chad outlining how his sales process works.

Pro+

$197 / month

Annuity Sales System
8 core topics (Mindset, Annuity Foundations, Leads, Phone Training, Fact Finding, Appointment Process, Objection Handling, and Cross-Selling) make up this library of video training content. This is where we outline the exact sales process Chad Owen uses to write all of his annuity business.
Lecture Series
The Lecture Series is a library of training content from previous platforms, consisting of content from the main 8 topics in the Annuity Sales System. Lecture Series videos are generally longer and have the feel of a nice sit-down interaction with Chad outlining how his sales process works.
Point of Sale Documents
Documents that are designed to be used with the client during the sale. These documents bring increased clarity to the things that you’re discussing with the client. Increased clarity brings increased confidence. Increased confidence brings increased deals.
Leave Behind Kit Documents
Documents that can be organized in a folder and left with the client after the appointment. These documents help bring clarity and memory to the things you discussed with them and reinforce the importance of your recommendations. These documents do the selling while you’re gone.
E-Courses
12 training videos that don’t fit into one of the 8 core topics of the Annuity Sales System, but are still vitally important to agent success. From an entire Two Day Live Event recording to Chad closing a $300K sale, one E-Course can vastly improve your sales process.
Live Training Webinar
Each month, Chad Owen and Caleb North co-host a training webinar designed to continually add timely, and relevant content to you as an agent. Have current obstacles? Challenges? Things you need more depth with? This is where we cover it.
Live Q&A Webinar
Each month, Chad Owen and Caleb North co-host a Q&A time designed to cover any areas that you have questions about. We know we can’t automate the training of every single thing in the Annuity Industry, so we use this time to cover any of those areas that can’t be covered in the Annuity Sales System.
Leads and Marketing Plan
Because of our relationships with lead and marketing companies, we have the ability to provide you with a customized plan of action to get you in front of more people, all based on your goals, your budget, and your processes.

Marketing Elite

$597 / month

Annuity Sales System
8 core topics (Mindset, Annuity Foundations, Leads, Phone Training, Fact Finding, Appointment Process, Objection Handling, and Cross-Selling) make up this library of video training content. This is where we outline the exact sales process Chad Owen uses to write all of his annuity business.
Lecture Series
The Lecture Series is a library of training content from previous platforms, consisting of content from the main 8 topics in the Annuity Sales System. Lecture Series videos are generally longer and have the feel of a nice sit-down interaction with Chad outlining how his sales process works.
Point of Sale Documents
Documents that are designed to be used with the client during the sale. These documents bring increased clarity to the things that you’re discussing with the client. Increased clarity brings increased confidence. Increased confidence brings increased deals.
Leave Behind Kit Documents
Documents that can be organized in a folder and left with the client after the appointment. These documents help bring clarity and memory to the things you discussed with them and reinforce the importance of your recommendations. These documents do the selling while you’re gone.
E-Courses
12 training videos that don’t fit into one of the 8 core topics of the Annuity Sales System, but are still vitally important to agent success. From an entire Two Day Live Event recording to Chad closing a $300K sale, one E-Course can vastly improve your sales process.
Live Training Webinar
Each month, Chad Owen and Caleb North co-host a training webinar designed to continually add timely, and relevant content to you as an agent. Have current obstacles? Challenges? Things you need more depth with? This is where we cover it.
Live Q&A Webinar
Each month, Chad Owen and Caleb North co-host a Q&A time designed to cover any areas that you have questions about. We know we can’t automate the training of every single thing in the Annuity Industry, so we use this time to cover any of those areas that can’t be covered in the Annuity Sales System.
Leads and Marketing Plan
Because of our relationships with lead and marketing companies, we have the ability to provide you with a customized plan of action to get you in front of more people, all based on your goals, your budget, and your processes.
License to use Stress and Rocking Chairs
This is a license to use, and send the E-Book version of Chad's book Stress and Rocking Chairs to clients, and prospects.
Email Drip Marketing
If you’re not nurturing and warming your clients and leads with valuable email content, you’re already behind the curve. We're created a bi-weekly drip system that sends relevant retirement content to your leads and existing clients so that you stay at the forefront of their minds, and re-generate interest in your services.

Inner Circle

$1,297 / month

Annuity Sales System
8 core topics (Mindset, Annuity Foundations, Leads, Phone Training, Fact Finding, Appointment Process, Objection Handling, and Cross-Selling) make up this library of video training content. This is where we outline the exact sales process Chad Owen uses to write all of his annuity business.
Lecture Series
The Lecture Series is a library of training content from previous platforms, consisting of content from the main 8 topics in the Annuity Sales System. Lecture Series videos are generally longer and have the feel of a nice sit-down interaction with Chad outlining how his sales process works.
Point of Sale Documents
Documents that are designed to be used with the client during the sale. These documents bring increased clarity to the things that you’re discussing with the client. Increased clarity brings increased confidence. Increased confidence brings increased deals.
Leave Behind Kit Documents
Documents that can be organized in a folder and left with the client after the appointment. These documents help bring clarity and memory to the things you discussed with them and reinforce the importance of your recommendations. These documents do the selling while you’re gone.
E-Courses
12 training videos that don’t fit into one of the 8 core topics of the Annuity Sales System, but are still vitally important to agent success. From an entire Two Day Live Event recording to Chad closing a $300K sale, one E-Course can vastly improve your sales process.
Live Training Webinar
Each month, Chad Owen and Caleb North co-host a training webinar designed to continually add timely, and relevant content to you as an agent. Have current obstacles? Challenges? Things you need more depth with? This is where we cover it.
Live Q&A Webinar
Each month, Chad Owen and Caleb North co-host a Q&A time designed to cover any areas that you have questions about. We know we can’t automate the training of every single thing in the Annuity Industry, so we use this time to cover any of those areas that can’t be covered in the Annuity Sales System.
Leads and Marketing Plan
Because of our relationships with lead and marketing companies, we have the ability to provide you with a customized plan of action to get you in front of more people, all based on your goals, your budget, and your processes.
License to use Stress and Rocking Chairs
This is a license to use, and send the E-Book version of Chad's book Stress and Rocking Chairs to clients, and prospects.
Email Drip Marketing
If you’re not nurturing and warming your clients and leads with valuable email content, you’re already behind the curve. We're created a bi-weekly drip system that sends relevant retirement content to your leads and existing clients so that you stay at the forefront of their minds, and re-generate interest in your services.
Email and Phone Access to Chad
Have large cases? Challenging objections? Having one of the nation’s highest-producing agents’ contact information in your cell phone is invaluable to you. Chad frequently helps agents master the art of closing their high net worth and large case-size clients.
1-On-1 Coaching With Chad
How much business could a $220,000,000+ producer help you write? Each month, Chad Owen will have 2 hours of one-on-one coaching with you. Chad frequently helps agents 5-10X their annual production in one year.

Champion's Club

Free / month

Annuity Sales System
8 core topics (Mindset, Annuity Foundations, Leads, Phone Training, Fact Finding, Appointment Process, Objection Handling, and Cross-Selling) make up this library of video training content. This is where we outline the exact sales process Chad Owen uses to write all of his annuity business.
Lecture Series
The Lecture Series is a library of training content from previous platforms, consisting of content from the main 8 topics in the Annuity Sales System. Lecture Series videos are generally longer and have the feel of a nice sit-down interaction with Chad outlining how his sales process works.
Point of Sale Documents
Documents that are designed to be used with the client during the sale. These documents bring increased clarity to the things that you’re discussing with the client. Increased clarity brings increased confidence. Increased confidence brings increased deals.
Leave Behind Kit Documents
Documents that can be organized in a folder and left with the client after the appointment. These documents help bring clarity and memory to the things you discussed with them and reinforce the importance of your recommendations. These documents do the selling while you’re gone.
E-Courses
12 training videos that don’t fit into one of the 8 core topics of the Annuity Sales System, but are still vitally important to agent success. From an entire Two Day Live Event recording to Chad closing a $300K sale, one E-Course can vastly improve your sales process.
Live Training Webinar
Each month, Chad Owen and Caleb North co-host a training webinar designed to continually add timely, and relevant content to you as an agent. Have current obstacles? Challenges? Things you need more depth with? This is where we cover it.
Live Q&A Webinar
Each month, Chad Owen and Caleb North co-host a Q&A time designed to cover any areas that you have questions about. We know we can’t automate the training of every single thing in the Annuity Industry, so we use this time to cover any of those areas that can’t be covered in the Annuity Sales System.
Leads and Marketing Plan
Because of our relationships with lead and marketing companies, we have the ability to provide you with a customized plan of action to get you in front of more people, all based on your goals, your budget, and your processes.
License to use Stress and Rocking Chairs
This is a license to use, and send the E-Book version of Chad's book Stress and Rocking Chairs to clients, and prospects.
Email Drip Marketing
If you’re not nurturing and warming your clients and leads with valuable email content, you’re already behind the curve. We're created a bi-weekly drip system that sends relevant retirement content to your leads and existing clients so that you stay at the forefront of their minds, and re-generate interest in your services.
Email and Phone Access to Chad
Have large cases? Challenging objections? Having one of the nation’s highest-producing agents’ contact information in your cell phone is invaluable to you. Chad frequently helps agents master the art of closing their high net worth and large case-size clients.
1-On-1 Coaching With Chad
How much business could a $220,000,000+ producer help you write? Each month, Chad Owen will have 2 hours of one-on-one coaching with you. Chad frequently helps agents 5-10X their annual production in one year.
Custom Agent Branding Package
Does your branding represent the expertise and professionalism you claim to have? If you aren’t using a professional logo, business card, email signature, and address, leave behind kit folders, and a website, you’re behind the curve. We will customize all of those pieces for your business, so you can watch it grow.
RRF Agent Portal
Retirement Realized Financial is an FMO by agents, for agents. We are The Annuity FMO, and our Agent Portal allows you to use annuity software, get easily appointed with more carriers, use retirement calculators and much more.
RRF Top Carriers
Retirement Realized Financial is an FMO by agents, for agents. We are The Annuity FMO, and our list of 90 insurance companies contain the greatest names in the business. Set yourself up with the best companies for your clients.
RRF Top Products
Retirement Realized Financial is an FMO by agents, for agents. We are The Annuity FMO, and our carrier products are the best in the business. We even have limited distribution products that can blow basic product lines out of the water.
RRF Trackers
Retirement Realized Financial is an FMO by agents, for agents. We are The Annuity FMO, and our business trackers allow you to make informed business decisions, by generating data on leads, appointments, applications, case size, etc.
Champion’s Club Call
Retirement Realized Financial is an FMO by agents, for agents. We are The Annuity FMO, and our Champion’s Club call is designed to create community for elite producers, as well as provide opportunity for ideas exchange, and sales best practices.

Request Info

Yearly Pro

$370 / Year

Yearly Pro+

$1,970 / Year

Yearly Marketing Elite

$5,970 / Year

Yearly Inner Circle

$12,970 / Year

Yearly Champions Club

Free / Year

Request Info

Want to speak with a team member to figure out which plan is best for you?

Schedule Call

Free Business Strategy Session

Hop on a free 30-minute call with VP of Operations, Caleb North to assess the actionable steps you can take to get to where you want to be.

We'll learn what your current systems and processes look like.

We'll give you practical feedback and steps to improve your current process.

We'll hear your goals, and outline a deeper action plan to get there.

Schedule Call

It's your turn to see these kind of results!

How We Help

Take a look into our Annuity Sales System

Mindset

Annuity Foundations

Leads

Phone Training

Dive into these topics and more by signing up today!

Fact Finding

Appointment Process

Objection Handling

Cross Selling

GARRIDAN B.

ROCKY L.

Pro

Pro+

Marketing Elite

Inner Circle

Champion's Club

Yearly Pro

Yearly Pro+

Yearly Marketing Elite

Yearly Inner Circle

Yearly Champions Club

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